Equipment Financing for Pet Grooming
Manu helps pet grooming owners across the United States get matched with the right lender — fast. Pre-qualify in minutes through Manu's partner application — access a 75+ lender network with real, competitive offers, no hard credit check.
How pet grooming businesses use this financing
Common uses of funds:
- Mobile grooming vans and trailers
- Tubs, dryers, tables, and clipper kits
- Salon build-out and dog-daycare expansion
- Marketing and online-booking software
Typical loan size: Pet grooming loans typically range from $15K to $150K; mobile-grooming-van builds run $80K-$120K each.
Seasonality: Bookings peak in spring (shedding season) and Nov-Dec (holidays); summer is steady.
Most common reason for decline: Pet groomers are often declined for thin owner credit or for under-12-months operating history.
Best-fit products for pet grooming: Equipment Financing, Term Loans, Lines of Credit.
Capital use cases for pet grooming businesses
- Mobile grooming van: A mobile-grooming-van build runs $80K–$120K in equipment financing, repaid over 5 years from route revenue.
- Salon equipment: A $15K–$80K equipment loan funds tubs, dryers, tables, and clipper kits for a fixed-location salon.
- Daycare expansion: A $15K–$150K term loan funds a build-out adding dog-daycare or boarding services.
Funding options for pet grooming businesses
Why Pet Grooming owners choose Manu
How pet grooming business loans work with Manu
Ready to fund your Pet Grooming business?
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See My OffersPet Grooming Equipment Financing by state
Other industries we fund
Other funding options for pet grooming businesses
Frequently asked questions
What kind of business loans can Pet Grooming owners qualify for?
Through Manu's partner application, pet grooming owners can access small business loans ($10K–$10M), SBA 7(a) and 504 loans ($50K–$5M), business lines of credit, equipment financing, merchant cash advances, accounts receivable financing, and inventory lines. Terms are tailored to your revenue and time in business.
How fast can a Pet Grooming business get funded?
Lines of credit and merchant cash advances can fund the same day for qualifying pet grooming businesses. Small business loans and equipment financing typically fund in 1–3 business days. SBA loans take 4–10 weeks due to government underwriting.
What credit score do I need for Pet Grooming financing?
Minimum FICO depends on the product: equipment financing starts at 550, small business loans at 580, lines of credit at 600, and SBA loans at 660. Merchant cash advances and accounts receivable financing have no minimum FICO — they're underwritten on revenue and receivables instead.
Will applying hurt my credit score?
No. Pre-qualification uses a soft credit check that does not affect your credit score. A hard pull only happens if you accept a final offer from a lender.
What documents do Pet Grooming businesses need to apply?
To pre-qualify, you'll share basic business information plus your most recent 3 months of business bank statements. To finalize an offer, most lenders ask for 3–6 months of bank statements in total. Larger loans may also require tax returns or financial statements.
Sources & references
Loan-product criteria, funding-speed ranges, and credit-score thresholds on this page are validated against current lender requirements and the following primary sources: