Business Loans for Mobile IV Therapy
Manu helps mobile iv therapy owners across the United States get matched with the right lender — fast. Pre-qualify in minutes through Manu's partner application — access a 75+ lender network with real, competitive offers, no hard credit check.
How mobile iv therapy businesses use this financing
Common uses of funds:
- IV pumps, supplies, and medical-grade refrigeration
- Fleet vehicles and mobile-treatment setups
- IV-fluid and vitamin inventory
- Booking software, marketing, and nurse staffing
Typical loan size: Mobile IV therapy loans usually run $20K to $150K, with multi-van fleets reaching $350K.
Seasonality: Demand peaks during summer events and festival season, the holiday hangover stretch, and cold-and-flu months, dipping in early spring.
Most common reason for decline: Mobile IV therapy businesses are often declined for thin asset collateral, medical-director and licensing gaps, or short operating history.
Best-fit products for mobile iv therapy: Equipment Financing, Working Capital Loans, Lines of Credit.
Capital use cases for mobile iv therapy businesses
- Fleet vehicle purchase: Owners finance $20K–$70K through equipment financing for a van outfitted as a mobile-treatment unit, repaid over 5 years as booking volume covers the payment.
- IV supplies and inventory: A $20K–$60K working capital loan stocks IV fluids, vitamins, pumps, and refrigeration, repaid as event-season and wellness appointments generate revenue.
- Booking and marketing launch: A $20K–$50K line of credit funds scheduling software and digital marketing ahead of summer event season, repaid as bookings ramp through peak months.
Funding options for mobile iv therapy businesses
Why Mobile IV Therapy owners choose Manu
How mobile iv therapy business loans work with Manu
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Other funding options for mobile iv therapy businesses
Frequently asked questions
What kind of business loans can Mobile IV Therapy owners qualify for?
Through Manu's partner application, mobile iv therapy owners can access small business loans ($10K–$10M), SBA 7(a) and 504 loans ($50K–$5M), business lines of credit, equipment financing, merchant cash advances, accounts receivable financing, and inventory lines. Terms are tailored to your revenue and time in business.
How fast can a Mobile IV Therapy business get funded?
Lines of credit and merchant cash advances can fund the same day for qualifying mobile iv therapy businesses. Small business loans and equipment financing typically fund in 1–3 business days. SBA loans take 4–10 weeks due to government underwriting.
What credit score do I need for Mobile IV Therapy financing?
Minimum FICO depends on the product: equipment financing starts at 550, small business loans at 580, lines of credit at 600, and SBA loans at 660. Merchant cash advances and accounts receivable financing have no minimum FICO — they're underwritten on revenue and receivables instead.
Will applying hurt my credit score?
No. Pre-qualification uses a soft credit check that does not affect your credit score. A hard pull only happens if you accept a final offer from a lender.
What documents do Mobile IV Therapy businesses need to apply?
To pre-qualify, you'll share basic business information plus your most recent 3 months of business bank statements. To finalize an offer, most lenders ask for 3–6 months of bank statements in total. Larger loans may also require tax returns or financial statements.
Sources & references
Loan-product criteria, funding-speed ranges, and credit-score thresholds on this page are validated against current lender requirements and the following primary sources: